Common Sense Club

Ignoring the necessity of budget planning can turn your life into a russian roulette...

America is often referred to as the land of opportunities. It is true, but there is more to it.

How fast should you pay off your student loan?

There are a lot of misconceptions about credit history. Let’s put things right and start from the very beginning.

In my business of financial planning and budget, I am often reminded of a familiar saying: “Courage is nothing more but a lack of imagination.” And there is a good reason for that. Living in the modern world without planning future moves requires considerable courage. It’s like being blindfold and trying to find a path in the woods.

How to help families with imbalanced budget?

Time is probably the most difficult commodity money can buy. and yet…