Build your credit score from scratch

How to increase your credit score

Newcomers are first-generation immigrants.We live in the country that has long established rules for successful living.

One of the first rules is the use of all kinds of loans. The doors of all creditors are wide open to Intelligent Customers (IC). Primarily, to be an IC you should have a great credit history with credit score of 740 or higher (FICO) and on the average high credit limit on your credit cards, namely, more than $ 10,000. To achieve these conditions you usually need to keep your credit cards active for more than 10 years.

Lack of cre dit history makes it difficult for us, newcomers, to get any loans. It can be a car loan, a mortgage, a small bu siness loan o r a student loan. Mo reover, one more factor exacerbates the problem. It i s lack of time. We, the new immigrants, cannot afford to spend 10 years trying to overcome this f inancial «discrimination». At first glance, it is a deadlock situation.

Fortunately, market does not want anyone to be outside the scope of its services and provides us with an instrument that will dramatically shorten the time to build our credit history. The name for this instrument is an Authorized User. If you put it to good use, your credit history can meet all the necessary conditions not in 7-10 years but in… 6-8 months. Moreover, this is not a «miracle». All sorts of information sources focus on how to use credit cards wisely and do not focus on the intention always to increase your FICO score.

Our task is precisely to raise our FICO score as soon as possible.

Having reached the conditions mentioned above, 740 / $ 10,000, we can open our own credit cards. In this case, by opening a new card with a credit line of $ 10,000 every month we become the owner of our own funds of more than $ 100,000 by the end of the year. Moreover, each new card will have a positive impact on the growth of our credit score, which, in turn, will stimulate banks to send us new offers to open new credit cards. Thus, we form «an upward spiral» where the increase in credit limits raises our credit score.In addition, credit score growth facilitates receiving attractive offers from the banks to open new credit cards.

This technology should be especially interesting to those who currently have no credit history at all, those who went through bankruptcy and foreclosure, and those who are looking for money to start and develop their own business.

Do you want to walk all this way without mistakes? I am ready to help lead you towards this goal.

Please call me for more information: 847-520-7030.
email: mockbajr@gmail.com
site: www.drfgroup.net